Enable. Transform. Empower.

Digitinary is a Jordanian fintech company. We build Wasl, an API management and Open Banking compliance platform, and Shamil, an enterprise engagement and back-office automation platform — helping banks and enterprises across MENA modernize their digital finance operations.

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Our Products

Our products streamline operations, automate workflows, and enable secure, scalable open banking integration

Shamil Logo
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Shamil is the engagement layer above your core systems. Your teams work in one portal instead of jumping between core banking, CRM, card management, and spreadsheets. Nothing changes in your core.

  • Single Interface icon - One login, one interface for all tasks

    One login, one interface. Complete a full task without switching systems

  • API Gateway icon - No core modifications, adapter-based integration

    No core modifications. Shamil connects through adapters; your core stays untouched

  • Centralized Business icon - Single governed hub with unified access control

    A single governed hub. Unified access control, approvals, and audit trail across every department

  • Automated Workflow icon - Built-in workflows, notifications, and document management

    Built-in capabilities. Workflows with maker-checker, notifications, document management, and object storage. Pluggable if you already own an enterprise BPM or DMS

  • Ready-to-use Modules icon - Optional ready modules for banking operations

    Optional ready modules. Customer 360, Digital Branch, Case & Ticket Management. Separately licensed, buy or build

  • AI Features icon - Governed AI within your permission model

    Governed AI. Query your data conversationally, inside the same permission model

Wasl Logo
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Wasl is a development-oriented API platform that connects providers and consumers while ensuring open banking regulatory compliance and scalable growth.

  • Centralized API icon - Central API management console

    Centralized API management console

  • API Gateway icon - High-performance API gateway

    Performant API gateway (multi-micro approach).

  • Developer Portal icon - Portal and sandbox for developers

    Robust Developer Portal and Sandbox.

  • Banking Compliance icon - Open Banking compliance and reporting

    Open Banking compliance and reporting layer.

  • API Monetization icon - Monetization engine and marketplace

    API Monetization engine and marketplace.

  • Transaction Platform icon - Transaction and two-sided innovation platform

    Stand-alone transaction platform and two-sided innovation platform offerings.

Our Services

we provide end-to-end services that accelerate growth and operational efficiency.

Digital Banking Solutions

We offer bespoke digital banking solutions, focusing on secure and user-centric application development by adhering to industry best practices.

Digital Banking Solutions illustration

Resource Augmentation

Our resource augmentation services come with deep domain expertise in banking, providing skilled professionals for flexible, seamless integration and driving digital success.

Resource Augmentation illustration

Cloud & Infrastructure Solutions

Leveraging extensive cloud technology experience, we guide clients through cloud selection, optimization, migration, and auditing to meet their specific needs efficiently.

Cloud & Infrastructure Solutions illustration

Consultation Services

We provide expert consultancy services tailored to the banking sector, offering strategic guidance and innovative solutions to drive growth and enhance operational efficiency.

Consultation Services illustration

Why Digitinary

We combine deep financial expertise, and regional knowledge to drive innovative digital transformation in the MENA market.

First Jordanian Open Banking & Finance Aggregator icon

First Jordanian Open Banking & Finance Aggregator

Digitinary is the first Jordanian company recognized by the Central Bank as an Open Banking & Open Finance Aggregator, a milestone that underscores our leadership and innovation in the sector.

Fast Time-to-Market Through Flexible Integration icon

Fast Time-to-Market Through Flexible Integration

Digitinary enables flexible, integration-ready architecture enables faster implementation, reduced complexity, and accelerated delivery of new digital capabilities and ecosystem integrations.

Local Expertise with Regional Open Banking Leadership icon

Local Expertise with Regional Open Banking Leadership

Digitinary brings deep, hands-on expertise in digital banking and Open Banking across the MENA region, with direct engagement and contributions to Open Banking initiatives and regulatory programs.

Full Client Ownership and Operational Control icon

Full Client Ownership and Operational Control

Digitinary provides a client-managed solution, enabling independent configuration and daily control without external dependency, for greater agility and faster change.

Who We Are

Digitinary is a Jordanian company founded in 2020. We are a team of banking experts who identified the potential of Open Banking & Digital Transformation early. Digitinary provides a complete solutions suite for Open Banking and Finance, including Open Banking Compliance and Platform-as-a-Service (Banking-as-a-Service). For digital transformation, Digitinary offers a Business & Back Office Automation Platform that helps businesses adapt to the future of digital finance with ease and innovation.

Case Studies

A real-world transformation story delivered with Digitinary.

Powering D360 Bank’s Digital Operations

1

10 custom modules successfully built within one year using the platform

2

Significant time and cost savings

3

Improved operational efficiency and team productivity.

4

+6M operations processed within one year.

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Shamil use case icon

KFH Open Banking Transformation

1

Replaced legacy API management with a unified Open Banking platform.

2

Achieved CBK compliance in under 3 months.

3

Eliminated multi-vendor complexity and high licensing costs.

4

Built a scalable foundation for Open Finance & BaaS.

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Wasl use case icon

News

Stay updated with the latest insights, industry trends, and Digitinary's innovations in digital finance and fintech

Digitinary at JO Fintech Festival 2026: Open Banking Panel and TakamolHub Partnership with Madfoatcom

Digitinary at JO Fintech Festival 2026: Open Banking Panel and TakamolHub Partnership with Madfoatcom

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Digitinary and MadfoatCom Announce Strategic Partnership to Develop an Open Banking / Open Finance Hub in Jordan

Digitinary and MadfoatCom Announce Strategic Partnership to Develop an Open Banking / Open Finance Hub in Jordan

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Digitinary Becomes an Official Member of Int@J

Digitinary Becomes an Official Member of Int@J

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Digitinary Shines at JO FinTech Festival 2025

Digitinary Shines at JO FinTech Festival 2025

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Our Blogs

Insights and practical guides from the Digitinary team on open banking and fintech.

25 Oct 2026  ·  Innovation Hub

The Enterprise Innovation Hub: Not an Event, Not a Page, but a Full Platform

Banks, financial institutions, and telcos all want to "build an Innovation Hub", but each means something different. Here is a clear definition, why APIs are its foundation, and what it needs beyond the developer portal to turn fintech partnerships into products and revenue.

SA

Salah Abu-Msameh

Founder & CEO, Digitinary

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14 Oct 2026  ·  Open Banking

If Open Banking Isn't the Foundation, What Is?

At JO Fintech Festival 2026, the regulator put Open Banking at the heart of Jordan's fintech plans. Here is why Open Banking is the foundation fintech is built on, what it costs when that foundation is missing, and what regulators should get right.

SA

Salah Abu-Msameh

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30 Sept 2026  ·  Developer Portal

No Developer Portal? The Real Cost Isn't Visibility, It's Time

A missing developer portal doesn't cost regulated institutions visibility, they're already part of the market by law. What it actually costs is time: weeks of manual onboarding, emailed API keys, and now, a widening gap with AI agents that expect self-serve access.

SA

Salah Abu-Msameh

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20 Sept 2026  ·  API

The Silent Cost of Slow Partner Onboarding

Locking down developer portals to control partner onboarding feels safe, but it quietly costs institutions time, revenue, and partnerships. Here is a better way to balance security and access.

SA

Salah Abu-Msameh

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Everything You Need to Know

Explore our product walkthroughs, solution overviews, and expert guides.

Too Many Systems, Not Enough Clarity — The Enterprise Problem
PODCAST40:01

Too Many Systems, Not Enough Clarity — The Enterprise Problem

Digitinary founder Salah Abu Mussameh explains how fragmented systems like CRM, ERP, and HR drain productivity — and how Shamil and Dtalk AI help unify data and operations into one platform.

Kalam Fintech
Kalam Fintech
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Open Banking: The Untapped Revenue Source for Banks
PODCAST08:15

Open Banking: The Untapped Revenue Source for Banks

Discover how banks can turn APIs and data into new revenue streams, shift from traditional service providers to digital platforms, and stay ahead in the evolving financial landscape.

Kalam Fintech
Kalam Fintech
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Digital Transformation for Banks & Enterprises
PODCAST
Coming Soon
03:50

Digital Transformation for Banks & Enterprises

An in-depth look at how Digitinary helps banks and large organizations accelerate their digital transformation journey with scalable, integrated technology solutions.

Kalam Fintech
Kalam Fintech
Coming Soon

Our partners

KNET
KIB
KFH
Warba Bank
D360
MadfooatCom

Some Technologies We're Expert At.

Modern technologies designed to support growth, flexibility, and long-term success.

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Explore our innovative digital banking, Open Banking, and fintech products.